If the building where you work is damaged due to accidents or theft we know that time is of the essence, so we work fast to help get you quick compensation for:
Commercial property insurance not only covers the tangible land and structure where a business operates, but the capital equipment and the contents of the building owned by the underlying company. The stipulations of each individual policy will define the specific types of coverage and the amount of damage that will be compensated for, which may include fires, natural disasters and theft.
There should always be enough insurance to rebuild physical structures or replace interior contents.
This is important because natural events like flooding or hurricane (windstorm) damage are often not included in standard coverage.
Standard policies typically do not factor in repair or replacement of older buildings which may need to comply with current ordinances or codes.