Life insurance is considered the "cornerstone" of sound financial planning, so our experienced & friendly agents take it seriously when considering how to best provide coverage for:
Ask us about the differences between Term Life, Whole Life/Permanent Life, Universal Life and Variable Life policies.
Basically, life insurance is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured's death.
Life insurance is typically chosen based on the needs and goals of the owner, with Term Life Insurance providing protection for a set period of time, and Permanent Insurance, such as Whole and Universal Life, providing lifetime coverage.