Losses against a business can be worrisome, so we'll do whatever it takes to help alleviate your concerns should a claim occur.
General liability insurance is coverage that can protect you and your business from a variety of claims, including bodily injury, property damage, personal injury and others that can arise from daily business operations.
All businesses, even home-based ones, need to have liability coverage. A general liability (GL) policy provides both for defense and damages if you, your employees or your products or services cause, or are alleged to have caused, bodily injury or property damage to a third party.
One of the best add-on protections for small businesses is what's called an "umbrella" or excess liability policy. It generally is the most affordable way to add both an extra layer of protection to any of the other policies already in place and get higher policy limits. Umbrella policies can be especially helpful if you're facing legal disputes and can even cover your own out-of-pocket court expenses.