You'll Like How Hard We Work to Protect Your Legacy

Life insurance is considered the "cornerstone" of sound financial planning, so our experienced & friendly agents take it seriously when considering how to best provide coverage for:

• Replacement income for dependents
• Funeral, burial, probate and other estate administration costs
• Inheritances for beneficiaries
• Federal or state-level estate taxes

Ask us about the differences between Term Life, Whole Life/Permanent Life, Universal Life and Variable Life policies.

What is Life Insurance?

Basically, life insurance is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured's death.

Life insurance is typically chosen based on the needs and goals of the owner, with Term Life Insurance providing protection for a set period of time, and Permanent Insurance, such as Whole and Universal Life, providing lifetime coverage.